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Have you received a notice of foreclosure on your property? Do you suspect that you are involved in an unfair or fraudulent loan agreement? Are you looking for a way to save your home? Would you like to cut through all the misinformation and find out what really works? Would you like to learn options that the so-called “gurus” aren’t aware of? If you answered “yes” to any of those questions, the professional team at Mortgage Fraud Examiners can assist you with all of these things – and more.

Contract breaches, errors, statutory/regulatory violations, fraudulent appraisals, and other fraudulent conduct cause most mortgages to be legally problematic. In fact, a 2006 Federal Deposit Insurance Corporation report found that of the nearly 2,000 financial institutions they assessed the previous year, 1,607 (or 83%) received citations for “significant” compliance violations. The FDIC also examined appraisals and found out of the 259 appraisals reviewed for accuracy, only SEVEN fully complied with professional standards. A whopping 194 of the 259 contained “multiple egregious violations” of regulations and industry standards. Some homeowners who have followed our methodologies have received multimillion dollar awards and free title to their property. So, don’t risk the very high likelihood your mortgage contains an expensive error. At Mortgage Fraud Examiners, we know just how costly a missed opportunity can be. For more than 30 years, we have been consulted, retained, and referred to by attorneys, lawyers, trial practitioners, financial consultants, and consumer homeowners throughout the nation. Put another way, we are the trusted source for professional counsel regarding fraud examination and foreclosure defense.

Our Methodology Is Authorized By Contract And The Government

Homeowners need to understand that a foreclosure is basically an allegation the homeowner breached the contract by failing to make timely payments. The contract is clear, the borrower promised they would make timely payments, and if they didn’t the lender could take the property. The only way to overcome the homeowner’s breach is to show the lender breached first, identify errors that would void the contract, identify statutory/regulatory violations, identify fraudulent inducement and other fraudulent conduct. And the only way to find these transgressions is to thoroughly examine the whole mortgage transaction, to include the appraisal and any other documents relating to the mortgage transaction. This meticulous examination of your mortgage transaction and appraisal may identify legal defects that would make your mortgage unenforceable and entitle you to compensation or free title to your property.

Moreover, the process is really simple because virtually all Deeds of Trusts/Mortgages contain language requesting or requiring a Notice of Grievance be sent outlining the abuses and providing time for the lender to cure them. As a matter of fact our methodology is the only one sanctioned by the government because Fannie Mae requires servicers to have a system and process in place to handle these grievance notices.

Countless homeowners/attorneys can affirm that we are the leading authority in helping homeowners retain their home.  Moreover, the homeowners who have used our services/methodologies have received multimillion dollar awards, free title to their properties, and every conceivable settlement over 90%* of the time.

We are particularly adept at uncovering evidence that can be used as the conclusive evidence to your foreclosure defense case. THE EVIDENCE THAT WE UNCOVER COULD:

  • Make your mortgage agreement unenforceable
  • Entitle you to compensation, and/or free title to your property
  • Negotiate a settlement on your terms, not the banks

Find out what we can do for you today by requesting a consultation to begin the forensic document analysis process. We can conduct a thorough analysis of your mortgage transaction that leaves no stone unturned when looking for inconsistencies and errors. Avoid foreclosure with our help! If you wish to learn more About Us or about Our Services , contact our office today.

One of our testimonials:

Bob Hurt photo

Worth Every Single Cent

Mar 14, 2014 |  I give this company and its work product a 5-star (Excellent) rating. I have seen several mortgage examination reports prepared by Mortgage Fraud Examiners (MFE). I consider them highly practical works of evidence-art, compared to the mostly useless dreck from so-called loan and securitization/chain of title auditors. MFE’s examiners obviously know the law and rules of evidence quite well, for the reports document causes of action in a way that attorneys can get admitted into evidence in a tort, contract breach, or legal error complaint or counter/cross-claim against the lender or lender’s agents. This means borrowers can save money by using the information in the reports to craft a Notice of Grievance/Error for the servicer and lender to chew on, and successfully negotiate a settlement favorable to the borrower as a result. I don’t know of any firm with the technical competence and skill of Mortgage Fraud Examiners in examining mortgages. If causes of action exist, they will find them. Because of this, the mortgage examination report is worth every single cent the firm charges for the examination.
Bob HurtIndependent Publisher and OmbudsmanMortgage AttackClearwater, FL